Understanding Section 138 Cheque Bounce in India
Have you received a bounced cheque from someone who owes you money? Or are you
facing a cheque bounce complaint? You’re not alone. Thousands of Indians deal with
cheque bounce situations daily, and understanding your legal rights is crucial.
What is Section 138?
Section 138 of the Negotiable Instruments Act, 1881, protects cheque holders by making
cheque dishonour a criminal o ence. The penalty? Imprisonment up to two years, a ne up
to twice the cheque amount, or both.
When a cheque bounces due to insu cient funds or exceeds the bank arrangement, the
drawer (person who issued the cheque) faces serious legal consequences.
The Legal Timeline: Every Day Counts
Section 138 cases are time-sensitive. Missing even one deadline can result in case dismissal,
regardless of your genuine claim.
Step 1: Legal Notice (30 Days) – You must send a legal demand notice to the drawer within
30 days of receiving the bank’s cheque return memo.
Step 2: Payment Window (15 Days) – The drawer gets 15 days from receiving your notice
to clear the payment.
Step 3: File Complaint (30 Days) – If unpaid after the 15-day window, you have exactly 30
days to le a criminal complaint before the Magistrate Court.
Total Timeline: Approximately 75 days from cheque dishonour to court ling. Miss these
deadlines, and your case becomes legally invalid.
Why Professional Help is Essential
Many cheque bounce cases fail not because of weak merit, but due to:
• Missed statutory deadlines
• Improperly drafted legal notices
• Incorrect jurisdiction selection
• Inadequate documentation
• Poor evidence presentation
A single procedural error can cost you your rightful money.
Your Trusted Partner: Cheque Bounce Advisor
CHEQUE BOUNCE ADVISOR is India’s fastest growing and most reliable online platform
offering comprehensive cheque bounce solutions with 24×7 dedicated support.
What Sets Us Apart:
Tailored Solutions – Every case is unique. We provide customized legal strategies speci c
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yourself.
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End-to-End Service – From drafting legal notices and court ling to representation and
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Take Action Now
Don’t let a bounced cheque disrupt your nances or peace of mind. Whether you need to
recover your money or defend against a complaint, expert legal guidance makes all the
difference.
Contact today on +989-11-88-400 and connect with specialists who understand
Section 138 inside out. Your rights deserve professional protection.
Time is critical in cheque bounce cases. Act fast, act smart, act now.
